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What does ‘M-shape’ stand for?
　 您知道M型的定義是？

The distribution curve of income, which means the minimum of income.
所得分布曲線，意指所得極小化
The distribution curve of the rich and the poor, an M-shape distribution resulting from economic inequality
貧富人口分布曲線，貧富不均所造成的M形曲線
The curve of price index, which means the maximum of price.
物價指數曲線，意指物價極大化
What are the factors for the emergence of an M-shape society?
　 您知道M型社會發生的因素有？
Globalization, Inflation, Disappearance of public officers
全球化、通貨膨脹、公務人員消失
Localization, Rising prices, Disappearance of white-collar workers
在地化、物價漲、白領階級消失
Globalization, Rising prices, Disappearance of the middle class
全球化、物價漲、中產階級消失
Which of the following is one of an entrepreneur is strategies advocated in an
M-shape society?
　 您知道M型社會所倡導的企業策略之一是？
New luxury - To provide lower-middle-classed consumers with goods or services, with an approximately upper-middle standard price and feel, so delicate that people dream to have them
新奢華商品 - 提供中下階層消費者「價格與感覺都中上階層，卻亟欲想獲得」的商品或服務
Elaborated production - To develop new products targeted at the right peak of the M-shape
精品化 - 針對M型右端開發商品
Lowering-price strategy - To lower the price is the best way to provoke consumption to all kinds of consumers
降價策略 - 不論何種消費者，降價是刺激消費的不二法門
What measures should we take in reaction to the possible emergence of an M-
shape society?
　面對M型社會發生的可能，我們應採取的作為與方法是？
To recognize the gap between income and spending, and reallocate limited resources
體認收支落差，重新分配有限資源
To pass the buck to the government and expect it to solve the problem
期待政府解決問題
To maintain traditional thinking, expecting salary raise and promotion
實行傳統思維「期待加薪、升遷」
Financially, what measures should one take in reaction to the possible
emergence of an M-shape society?
個人理財上如何迎接M型社會發生的可能？
Those on the right peak of M-shape should begin saving money by buying investment insurance, while others on the left peak should start their tax planning.
M型右端者應進行投資保單儲蓄，左端者進行稅賦規劃
Those on the right peak of M-shape should start their tax planning, while others on the left peak should begin saving money by buying investment insurance.
M型右端者應進行稅賦規劃，左端者應進行投資保單而儲蓄
People on both peaks of the M-shape should start saving money.
不論左右端皆進行儲蓄
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